Filed October 18, 2004
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,916 | $58,202+8.1% | $172,757-63.6% | $89,609-29.8% |
| Participation rate | 52.7% | 72.8%-20.1pp | 82.6%-29.9pp | 69.6%-16.9pp |
| Annual return | 20.05% | 61.59%-41.5pp | 803.06%-783.0pp | 33.65%-13.6pp |
| Employer contribution / active EE | $1,940 | $1,759+10.3% | $5,144-62.3% | $2,584-24.9% |
| Participant deferral / active EE | $3,708 | $3,335+11.2% | $5,198-28.7% | $4,222-12.2% |
| Admin fee / account holder | $0 | $53-100.0% | $13,956-100.0% | $72-100.0% |