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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,955 | $45,152+70.4% | $73,835+4.2% | $59,633+29.0% |
| Participation rate | 80.0% | 64.0%+16.0pp | 73.4%+6.6pp | 68.7%+11.3pp |
| Annual return | 3.84% | 27.40%-23.6pp | 2268.13%-2264.3pp | 2041.40%-2037.6pp |
| Employer contribution / active EE | $2,495 | $1,901+31.2% | $2,788-10.5% | $2,203+13.3% |
| Participant deferral / active EE | $5,765 | $2,573+124.1% | $3,583+60.9% | $3,192+80.6% |
| Admin fee / account holder | $6,448 | $3,515+83.5% | $4,880+32.1% | $4,297+50.1% |