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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK Service code 15 · EIN 01-0233346 | Recordkeeping | $322 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,278 | $65,434+47.1% | $98,483-2.2% | $85,847+12.2% |
| Participation rate | 61.1% | 65.0%-3.9pp | 73.3%-12.2pp | 69.3%-8.2pp |
| Annual return | 12.39% | 21.75%-9.4pp | 1494.38%-1482.0pp | 318.61%-306.2pp |
| Employer contribution / active EE | $1,801 | $2,169-17.0% | $2,961-39.2% | $2,565-29.8% |
| Participant deferral / active EE | $4,523 | $3,168+42.8% | $4,276+5.8% | $3,952+14.4% |
| Admin fee / account holder | $92 | $4,595-98.0% | $5,953-98.5% | $6,261-98.5% |