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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,655 | $124,425-59.3% | $112,040-54.8% | $137,256-63.1% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 2.62% | 24.72%-22.1pp | 24.52%-21.9pp | 220.34%-217.7pp |
| Employer contribution / active EE | $1,796 | $3,411-47.4% | $2,954-39.2% | $4,156-56.8% |
| Participant deferral / active EE | $2,792 | $5,718-51.2% | $5,098-45.2% | $6,407-56.4% |
| Admin fee / account holder | $35,124 | $15,207+131.0% | $12,098+190.3% | $12,270+186.3% |