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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,398 | $60,119+48.7% | $90,430-1.1% | $79,858+11.9% |
| Participation rate | 47.5% | 65.0%-17.5pp | 72.7%-25.2pp | 69.6%-22.1pp |
| Annual return | 12.71% | 71.94%-59.2pp | 1293.73%-1281.0pp | 31.72%-19.0pp |
| Employer contribution / active EE | $565 | $2,068-72.7% | $3,262-82.7% | $2,471-77.1% |
| Participant deferral / active EE | $3,561 | $2,938+21.2% | $3,963-10.1% | $3,740-4.8% |
| Admin fee / account holder | $479 | $3,976-88.0% | $5,613-91.5% | $5,306-91.0% |