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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,590 | $53,128+72.4% | $86,582+5.8% | $70,126+30.6% |
| Participation rate | 35.3% | 65.3%-30.0pp | 73.5%-38.3pp | 69.5%-34.2pp |
| Annual return | 16.02% | 27.66%-11.6pp | 965.08%-949.1pp | 73.15%-57.1pp |
| Employer contribution / active EE | $404 | $2,068-80.5% | $2,839-85.8% | $2,343-82.8% |
| Participant deferral / active EE | $2,516 | $2,695-6.6% | $3,609-30.3% | $3,332-24.5% |
| Admin fee / account holder | $30,361 | $3,584+747.2% | $4,904+519.1% | $4,645+553.6% |