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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,358 | $59,715-29.1% | $74,552-43.2% | - |
| Participation rate | 0.0% | 60.9%-60.9pp | 69.1%-69.1pp | - |
| Annual return | 1.38% | -10.64%+12.0pp | 32.53%-31.2pp | - |
| Employer contribution / active EE | $0 | $725-100.0% | $1,961-100.0% | - |
| Participant deferral / active EE | $0 | $2,327-100.0% | $3,108-100.0% | - |
| Admin fee / account holder | $3,239 | $40,605-92.0% | $5,060-36.0% | - |