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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,749 | $64,739-54.0% | $71,796-58.6% | - |
| Participation rate | 0.0% | 64.9%-64.9pp | 69.1%-69.1pp | - |
| Annual return | 5.21% | 2.75%+2.5pp | 78.04%-72.8pp | - |
| Employer contribution / active EE | $0 | $927-100.0% | $1,924-100.0% | - |
| Participant deferral / active EE | $0 | $1,955-100.0% | $2,794-100.0% | - |
| Admin fee / account holder | $973 | $2,577-62.3% | $4,815-79.8% | - |