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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,860 | $76,551+287.8% | $123,894+139.6% | $62,881+372.1% |
| Participation rate | 97.7% | 73.0%+24.7pp | 81.4%+16.3pp | 69.3%+28.4pp |
| Annual return | 7.49% | 18.68%-11.2pp | 47.52%-40.0pp | 20.14%-12.7pp |
| Employer contribution / active EE | $6,961 | $2,882+141.5% | $4,617+50.8% | $2,281+205.2% |
| Participant deferral / active EE | $13,338 | $4,840+175.6% | $5,984+122.9% | $3,203+316.4% |
| Admin fee / account holder | $1,239 | $4,826-74.3% | $8,357-85.2% | $4,296-71.1% |