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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $400,060 | $105,200+280.3% | $159,474+150.9% | $85,847+366.0% |
| Participation rate | 95.3% | 75.8%+19.6pp | 82.8%+12.5pp | 69.3%+26.0pp |
| Annual return | 16.30% | 45.08%-28.8pp | 263.68%-247.4pp | 318.61%-302.3pp |
| Employer contribution / active EE | $9,405 | $3,319+183.4% | $4,831+94.7% | $2,565+266.6% |
| Participant deferral / active EE | $13,391 | $5,946+125.2% | $7,353+82.1% | $3,952+238.8% |
| Admin fee / account holder | $16,741 | $6,934+141.4% | $10,802+55.0% | $6,261+167.4% |