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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,081 | $49,164+73.1% | $121,169-29.8% | $75,181+13.2% |
| Participation rate | 71.0% | 55.4%+15.6pp | 69.5%+1.5pp | 67.2%+3.8pp |
| Annual return | 9.04% | 56.03%-47.0pp | 986.71%-977.7pp | 160.69%-151.6pp |
| Employer contribution / active EE | $4,695 | $1,546+203.6% | $4,168+12.6% | $2,671+75.8% |
| Participant deferral / active EE | $3,949 | $2,628+50.3% | $4,083-3.3% | $4,126-4.3% |
| Admin fee / account holder | $1,896 | $3,942-51.9% | $5,645-66.4% | $5,650-66.4% |