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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,482 | $53,774+42.2% | $134,162-43.0% | $79,852-4.2% |
| Participation rate | 95.6% | 58.8%+36.8pp | 72.2%+23.4pp | 69.6%+25.9pp |
| Annual return | -0.19% | 19.01%-19.2pp | 36.35%-36.5pp | 31.72%-31.9pp |
| Employer contribution / active EE | $2,510 | $1,322+89.9% | $3,705-32.2% | $2,471+1.6% |
| Participant deferral / active EE | $2,309 | $2,420-4.6% | $3,500-34.0% | $3,740-38.3% |
| Admin fee / account holder | $2,932 | $3,985-26.4% | $6,685-56.1% | $5,306-44.7% |