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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $360,790 | $93,598+285.5% | $135,974+165.3% | $75,173+379.9% |
| Participation rate | 98.5% | 75.2%+23.3pp | 81.9%+16.6pp | 67.2%+31.3pp |
| Annual return | 15.46% | 30.89%-15.4pp | 68.30%-52.8pp | 160.72%-145.3pp |
| Employer contribution / active EE | $7,807 | $3,538+120.7% | $4,859+60.7% | $2,671+192.3% |
| Participant deferral / active EE | $9,626 | $6,405+50.3% | $7,760+24.0% | $4,126+133.3% |
| Admin fee / account holder | $33,383 | $6,978+378.4% | $10,767+210.1% | $5,651+490.8% |