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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,493 | $85,766+272.5% | $136,298+134.4% | $70,126+355.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 17.89% | 31.46%-13.6pp | 5156.27%-5138.4pp | 73.15%-55.3pp |
| Employer contribution / active EE | $6,751 | $2,966+127.6% | $4,696+43.8% | $2,343+188.2% |
| Participant deferral / active EE | $9,076 | $5,051+79.7% | $6,247+45.3% | $3,332+172.4% |
| Admin fee / account holder | $3,330 | $5,421-38.6% | $9,244-64.0% | $4,645-28.3% |