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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $379,937 | $98,760+284.7% | $149,715+153.8% | $79,858+375.8% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 11.56% | 27.43%-15.9pp | 276.66%-265.1pp | 31.72%-20.2pp |
| Employer contribution / active EE | $7,533 | $3,217+134.2% | $4,645+62.2% | $2,471+204.9% |
| Participant deferral / active EE | $10,576 | $5,681+86.2% | $6,842+54.6% | $3,740+182.8% |
| Admin fee / account holder | $9,226 | $6,053+52.4% | $9,310-0.9% | $5,306+73.9% |