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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $469,944 | $106,749+340.2% | $145,433+223.1% | $82,448+470.0% |
| Participation rate | 98.5% | 75.6%+22.9pp | 82.1%+16.4pp | 68.1%+30.4pp |
| Annual return | 16.56% | 27.59%-11.0pp | 66.58%-50.0pp | 41.64%-25.1pp |
| Employer contribution / active EE | $8,137 | $3,444+136.2% | $4,554+78.7% | $2,551+219.0% |
| Participant deferral / active EE | $9,239 | $6,519+41.7% | $7,897+17.0% | $4,139+123.2% |
| Admin fee / account holder | $3,634 | $8,390-56.7% | $13,129-72.3% | $7,234-49.8% |