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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,195 | $223,823-56.1% | $211,142-53.5% | $154,746-36.5% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 14.50% | 50.39%-35.9pp | 46.84%-32.3pp | 172.34%-157.8pp |
| Employer contribution / active EE | $3,476 | $6,787-48.8% | $6,442-46.0% | $4,379-20.6% |
| Participant deferral / active EE | $7,626 | $9,750-21.8% | $9,284-17.9% | $6,730+13.3% |
| Admin fee / account holder | $8,855 | $19,707-55.1% | $19,076-53.6% | $14,365-38.4% |