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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,641 | $184,000-58.3% | $162,185-52.7% | $152,909-49.9% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 32.30% | 150.80%-118.5pp | 115.61%-83.3pp | 345.46%-313.2pp |
| Employer contribution / active EE | $2,597 | $6,370-59.2% | $5,613-53.7% | $4,764-45.5% |
| Participant deferral / active EE | $3,084 | $8,033-61.6% | $7,297-57.7% | $5,851-47.3% |
| Admin fee / account holder | $894 | $13,124-93.2% | $10,844-91.8% | $11,601-92.3% |