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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,602 | $185,883-49.1% | $170,043-44.4% | $139,466-32.2% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 15.42% | 60.54%-45.1pp | 53.40%-38.0pp | 373.66%-358.2pp |
| Employer contribution / active EE | $3,164 | $7,596-58.3% | $6,790-53.4% | $4,754-33.4% |
| Participant deferral / active EE | $6,428 | $11,626-44.7% | $10,410-38.3% | $6,712-4.2% |
| Admin fee / account holder | $15,015 | $15,393-2.5% | $12,824+17.1% | $11,409+31.6% |