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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,195 | $209,336-53.1% | $197,124-50.2% | $137,256-28.5% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 14.50% | 48.09%-33.6pp | 44.34%-29.8pp | 220.34%-205.8pp |
| Employer contribution / active EE | $3,476 | $6,591-47.3% | $6,227-44.2% | $4,156-16.4% |
| Participant deferral / active EE | $7,626 | $9,614-20.7% | $9,135-16.5% | $6,407+19.0% |
| Admin fee / account holder | $8,855 | $17,308-48.8% | $16,298-45.7% | $12,270-27.8% |