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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,963 | $175,257+6.7% | $149,717+24.9% | $139,456+34.1% |
| Participation rate | 36.4% | 83.4%-47.0pp | 78.8%-42.4pp | 80.3%-44.0pp |
| Annual return | 16.17% | 166.70%-150.5pp | 134.41%-118.2pp | 373.45%-357.3pp |
| Employer contribution / active EE | $2,540 | $5,477-53.6% | $4,820-47.3% | $4,753-46.6% |
| Participant deferral / active EE | $6,716 | $6,521+3.0% | $5,682+18.2% | $6,711+0.1% |
| Admin fee / account holder | $22,173 | $16,156+37.2% | $13,213+67.8% | $11,407+94.4% |