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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,639 | $202,342-68.1% | $172,752-62.6% | $152,897-57.7% |
| Participation rate | 80.0% | 87.1%-7.1pp | 82.6%-2.6pp | 82.5%-2.5pp |
| Annual return | 17.67% | 1029.83%-1012.2pp | 802.97%-785.3pp | 345.43%-327.8pp |
| Employer contribution / active EE | $1,621 | $5,858-72.3% | $5,144-68.5% | $4,764-66.0% |
| Participant deferral / active EE | $6,152 | $5,948+3.4% | $5,198+18.4% | $5,851+5.1% |
| Admin fee / account holder | $5,340 | $17,111-68.8% | $13,955-61.7% | $11,599-54.0% |