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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,647 | $99,957+11.7% | $149,745-25.4% | $73,497+51.9% |
| Participation rate | 95.4% | 75.7%+19.7pp | 82.5%+12.9pp | 70.7%+24.7pp |
| Annual return | 8.94% | 53.87%-44.9pp | 276.72%-267.8pp | 28.51%-19.6pp |
| Employer contribution / active EE | $5,796 | $3,191+81.6% | $4,646+24.8% | $2,270+155.3% |
| Participant deferral / active EE | $5,509 | $6,073-9.3% | $6,843-19.5% | $3,740+47.3% |
| Admin fee / account holder | $17,526 | $551+3082.5% | $9,312+88.2% | $513+3315.9% |