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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,717 | $54,355+79.8% | $82,744+18.1% | $68,486+42.7% |
| Participation rate | 97.1% | 63.9%+33.1pp | 72.6%+24.5pp | 67.9%+29.2pp |
| Annual return | -14.43% | -13.67%-0.8pp | 702.22%-716.7pp | -7.85%-6.6pp |
| Employer contribution / active EE | $6,993 | $2,219+215.2% | $3,008+132.5% | $2,597+169.3% |
| Participant deferral / active EE | $5,286 | $3,246+62.8% | $4,395+20.3% | $4,028+31.2% |
| Admin fee / account holder | $1,940 | $4,397-55.9% | $5,325-63.6% | $5,404-64.1% |