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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,336 | $53,128+102.0% | $86,582+24.0% | $70,126+53.1% |
| Participation rate | 90.6% | 65.3%+25.3pp | 73.5%+17.1pp | 69.5%+21.1pp |
| Annual return | 14.52% | 27.66%-13.1pp | 965.08%-950.6pp | 73.15%-58.6pp |
| Employer contribution / active EE | $15,609 | $2,068+654.8% | $2,839+449.7% | $2,343+566.3% |
| Participant deferral / active EE | $3,226 | $2,695+19.7% | $3,609-10.6% | $3,332-3.2% |
| Admin fee / account holder | $3,321 | $3,584-7.3% | $4,904-32.3% | $4,645-28.5% |