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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,401 | $49,177+98.1% | $79,467+22.6% | $64,173+51.8% |
| Participation rate | 91.2% | 65.0%+26.1pp | 73.3%+17.8pp | 69.6%+21.6pp |
| Annual return | 8.20% | -1.16%+9.4pp | 718.30%-710.1pp | 7.63%+0.6pp |
| Employer contribution / active EE | $2,099 | $2,076+1.1% | $2,800-25.1% | $2,381-11.9% |
| Participant deferral / active EE | $3,574 | $2,821+26.7% | $3,704-3.5% | $3,470+3.0% |
| Admin fee / account holder | $21,265 | $3,839+453.9% | $5,104+316.6% | $4,887+335.1% |