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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $760,560 | $154,228+393.1% | $145,433+423.0% | $137,256+454.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 10.91% | 74.59%-63.7pp | 66.58%-55.7pp | 220.34%-209.4pp |
| Employer contribution / active EE | $2,922 | $4,804-39.2% | $4,554-35.8% | $4,156-29.7% |
| Participant deferral / active EE | $22,323 | $8,216+171.7% | $7,897+182.7% | $6,407+248.4% |
| Admin fee / account holder | $65,742 | $14,344+358.3% | $13,129+400.7% | $12,270+435.8% |