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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,394 | $93,617+19.0% | $135,982-18.1% | $75,177+48.2% |
| Participation rate | 82.4% | 75.2%+7.2pp | 81.9%+0.4pp | 67.2%+15.1pp |
| Annual return | 20.28% | 30.89%-10.6pp | 68.32%-48.0pp | 160.75%-140.5pp |
| Employer contribution / active EE | $1 | $3,538-100.0% | $4,859-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $13,471 | $6,406+110.3% | $7,760+73.6% | $4,126+226.5% |
| Admin fee / account holder | $9,466 | $6,980+35.6% | $10,767-12.1% | $5,651+67.5% |