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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,936 | $82,678+8.8% | $125,391-28.3% | $68,490+31.3% |
| Participation rate | 90.0% | 75.1%+14.9pp | 82.4%+7.6pp | 67.9%+22.1pp |
| Annual return | -16.93% | -5.97%-11.0pp | 572.41%-589.3pp | -7.85%-9.1pp |
| Employer contribution / active EE | $0 | $3,382-100.0% | $4,816-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $12,918 | $6,111+111.4% | $7,448+73.4% | $4,028+220.7% |
| Admin fee / account holder | $2,950 | $6,277-53.0% | $10,009-70.5% | $5,403-45.4% |