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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,597 | $77,157+4.5% | $108,405-25.7% | $85,851-6.1% |
| Participation rate | 91.2% | 74.7%+16.5pp | 80.1%+11.0pp | 69.3%+21.9pp |
| Annual return | 16.18% | 44.55%-28.4pp | 905.55%-889.4pp | 318.63%-302.5pp |
| Employer contribution / active EE | $0 | $2,379-100.0% | $3,559-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $11,864 | $5,567+113.1% | $6,563+80.8% | $3,952+200.2% |
| Admin fee / account holder | $16,622 | $5,174+221.3% | $7,297+127.8% | $6,261+165.5% |