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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,371 | $166,131+8.0% | $164,975+8.7% | $145,877+23.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 14.30% | 100.37%-86.1pp | 70.12%-55.8pp | 551.28%-537.0pp |
| Employer contribution / active EE | $8,151 | $5,276+54.5% | $4,343+87.7% | $4,663+74.8% |
| Participant deferral / active EE | $2,875 | $6,962-58.7% | $6,033-52.3% | $6,691-57.0% |
| Admin fee / account holder | $4,158 | $16,648-75.0% | $12,688-67.2% | $13,402-69.0% |