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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,906 | $76,551+93.2% | $123,894+19.4% | $62,881+135.2% |
| Participation rate | 87.1% | 73.0%+14.1pp | 81.4%+5.7pp | 69.3%+17.8pp |
| Annual return | 25.47% | 18.68%+6.8pp | 47.52%-22.0pp | 20.14%+5.3pp |
| Employer contribution / active EE | $1,977 | $2,882-31.4% | $4,617-57.2% | $2,281-13.3% |
| Participant deferral / active EE | $5,467 | $4,840+13.0% | $5,984-8.6% | $3,203+70.7% |
| Admin fee / account holder | $1,370 | $4,826-71.6% | $8,357-83.6% | $4,296-68.1% |