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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,741 | $89,370+107.8% | $141,197+31.5% | $72,976+154.5% |
| Participation rate | 83.3% | 75.1%+8.2pp | 82.5%+0.9pp | 69.5%+13.8pp |
| Annual return | 17.70% | 111.88%-94.2pp | 71.41%-53.7pp | 81.02%-63.3pp |
| Employer contribution / active EE | $1,871 | $3,115-39.9% | $4,736-60.5% | $2,440-23.3% |
| Participant deferral / active EE | $5,569 | $5,419+2.8% | $6,710-17.0% | $3,608+54.4% |
| Admin fee / account holder | $47,347 | $5,957+694.8% | $10,265+361.3% | $5,124+824.0% |