Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,295 | $77,164-93.1% | $178,014-97.0% | $80,874-93.5% |
| Participation rate | 54.1% | 65.7%-11.7pp | 77.1%-23.0pp | 67.6%-13.6pp |
| Annual return | 13.41% | 18.09%-4.7pp | 294.80%-281.4pp | 35.62%-22.2pp |
| Employer contribution / active EE | $0 | $2,288-100.0% | $3,950-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $880 | $4,408-80.0% | $6,276-86.0% | $4,297-79.5% |
| Admin fee / account holder | $439 | $7,164-93.9% | $10,362-95.8% | $6,935-93.7% |