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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,553 | $26,194-86.4% | - | $79,856-95.6% |
| Participation rate | 19.6% | 49.4%-29.8pp | - | 69.6%-50.1pp |
| Annual return | 0.00% | 42.01%-42.0pp | - | 31.71%-31.7pp |
| Employer contribution / active EE | $0 | $1,555-100.0% | - | $2,471-100.0% |
| Participant deferral / active EE | $625 | $1,743-64.2% | - | $3,741-83.3% |
| Admin fee / account holder | $233 | $2,148-89.1% | - | $5,306-95.6% |