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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,613 | $181,896+54.8% | $156,551+79.9% | $273,972+2.8% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 7.58% | 30.74%-23.2pp | 32.23%-24.7pp | 41.46%-33.9pp |
| Employer contribution / active EE | $13,475 | $6,248+115.7% | $5,501+144.9% | $4,869+176.8% |
| Participant deferral / active EE | $12,816 | $5,550+130.9% | $4,871+163.1% | $5,287+142.4% |
| Admin fee / account holder | $3,909 | $15,560-74.9% | $13,028-70.0% | $10,133-61.4% |