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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $771,147 | $183,592+320.0% | $155,574+395.7% | $145,877+428.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 20.74% | 61.37%-40.6pp | 64.87%-44.1pp | 551.28%-530.5pp |
| Employer contribution / active EE | $29,085 | $5,317+447.0% | $4,676+522.0% | $4,663+523.7% |
| Participant deferral / active EE | $13,506 | $6,466+108.9% | $5,629+139.9% | $6,691+101.9% |
| Admin fee / account holder | $26,756 | $19,316+38.5% | $15,914+68.1% | $13,402+99.6% |