Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,045 | $73,009-58.8% | $90,760-66.9% | $68,486-56.1% |
| Participation rate | 36.4% | 70.8%-34.5pp | 75.7%-39.3pp | 67.9%-31.5pp |
| Annual return | -16.95% | -13.81%-3.1pp | -12.16%-4.8pp | -7.85%-9.1pp |
| Employer contribution / active EE | $462 | $2,193-78.9% | $2,922-84.2% | $2,597-82.2% |
| Participant deferral / active EE | $2,668 | $3,626-26.4% | $4,565-41.6% | $4,028-33.8% |
| Admin fee / account holder | $9,890 | $5,896+67.8% | $8,444+17.1% | $5,404+83.0% |