Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,158 | $61,660-62.4% | $80,022-71.1% | $64,173-63.9% |
| Participation rate | 37.9% | 71.7%-33.8pp | 75.8%-37.9pp | 69.6%-31.6pp |
| Annual return | -6.62% | -0.33%-6.3pp | 11.22%-17.8pp | 7.63%-14.3pp |
| Employer contribution / active EE | $307 | $1,810-83.1% | $2,468-87.6% | $2,381-87.1% |
| Participant deferral / active EE | $1,953 | $2,968-34.2% | $3,686-47.0% | $3,470-43.7% |
| Admin fee / account holder | $4,815 | $5,417-11.1% | $6,521-26.2% | $4,887-1.5% |