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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,036 | $70,587-74.4% | $124,693-85.5% | $85,856-79.0% |
| Participation rate | 84.8% | 64.4%+20.4pp | 74.6%+10.2pp | 69.3%+15.5pp |
| Annual return | 13.74% | 20688.83%-20675.1pp | 5144.19%-5130.5pp | 318.58%-304.8pp |
| Employer contribution / active EE | $1,826 | $1,913-4.6% | $3,324-45.1% | $2,565-28.8% |
| Participant deferral / active EE | $1,535 | $2,969-48.3% | $4,615-66.7% | $3,952-61.2% |
| Admin fee / account holder | $628 | $5,282-88.1% | $7,494-91.6% | $6,261-90.0% |