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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,764 | $64,324-75.5% | $118,914-86.7% | $79,856-80.3% |
| Participation rate | 73.7% | 64.9%+8.8pp | 75.4%-1.7pp | 69.6%+4.0pp |
| Annual return | 18.85% | 86.45%-67.6pp | 35.89%-17.0pp | 31.71%-12.9pp |
| Employer contribution / active EE | $1,789 | $1,836-2.5% | $3,264-45.2% | $2,471-27.6% |
| Participant deferral / active EE | $936 | $2,824-66.8% | $4,266-78.1% | $3,741-75.0% |
| Admin fee / account holder | $801 | $4,040-80.2% | $6,582-87.8% | $5,306-84.9% |