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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $239,772 |
Filed as: ALLIANT INSURANCE SERVICES, INC. Service code 27 · EIN 33-0785439 | Advisory (Plan) | $62,901 |
WHITLEY PENN LLP3 years Service code 10 · EIN 75-2393478 | Accounting | $11,311 |
MORNINGSTAR3 years Filed as: MORNINGSTAR INVESTMENT MANAGEMENT L Service code 26 · EIN 36-4317381 | Advisory (Participants) | $0 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,353 | $76,172-72.0% | $81,353-73.8% | $199,960-89.3% |
| Participation rate | 95.1% | 76.2%+18.9pp | 69.5%+25.5pp | 72.0%+23.1pp |
| Annual return | 14.82% | 15.59%-0.8pp | 24.82%-10.0pp | 34.28%-19.5pp |
| Employer contribution / active EE | $1,026 | $2,800-63.3% | $2,464-58.3% | $3,036-66.2% |
| Participant deferral / active EE | $3,315 | $4,200-21.1% | $3,885-14.7% | $5,087-34.8% |
| Admin fee / account holder | $110 | $146-24.7% | $5,766-98.1% | $269-59.2% |