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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,659 | $57,330-44.8% | $86,656-63.5% | $75,177-57.9% |
| Participation rate | 90.9% | 63.2%+27.7pp | 71.7%+19.2pp | 67.2%+23.7pp |
| Annual return | 33.90% | 2675.40%-2641.5pp | 593.09%-559.2pp | 160.75%-126.9pp |
| Employer contribution / active EE | $4,651 | $2,316+100.8% | $3,025+53.7% | $2,671+74.1% |
| Participant deferral / active EE | $10,508 | $3,320+216.5% | $4,439+136.7% | $4,126+154.7% |
| Admin fee / account holder | $447 | $4,115-89.1% | $5,619-92.0% | $5,651-92.1% |