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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,282 | $65,434-73.6% | $98,483-82.5% | $85,847-79.9% |
| Participation rate | 92.7% | 65.0%+27.7pp | 73.3%+19.3pp | 69.3%+23.4pp |
| Annual return | 17.07% | 21.75%-4.7pp | 1494.38%-1477.3pp | 318.61%-301.5pp |
| Employer contribution / active EE | $4,408 | $2,169+103.2% | $2,961+48.9% | $2,565+71.8% |
| Participant deferral / active EE | $5,422 | $3,168+71.2% | $4,276+26.8% | $3,952+37.2% |
| Admin fee / account holder | $8,743 | $4,595+90.3% | $5,953+46.9% | $6,261+39.7% |