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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,056 | $54,370-66.8% | $82,763-78.2% | $68,490-73.6% |
| Participation rate | 85.4% | 63.9%+21.5pp | 72.6%+12.9pp | 67.9%+17.5pp |
| Annual return | -5.93% | -13.67%+7.7pp | 702.45%-708.4pp | -7.85%+1.9pp |
| Employer contribution / active EE | $3,086 | $2,219+39.1% | $3,008+2.6% | $2,597+18.8% |
| Participant deferral / active EE | $6,699 | $3,247+106.3% | $4,395+52.4% | $4,028+66.3% |
| Admin fee / account holder | $6,164 | $4,398+40.1% | $5,325+15.7% | $5,403+14.1% |