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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $681,529 | $106,524+539.8% | $152,301+347.5% | $87,485+679.0% |
| Participation rate | 90.3% | 75.8%+14.6pp | 82.4%+7.9pp | 68.9%+21.4pp |
| Annual return | 10.06% | 26.89%-16.8pp | 80.50%-70.4pp | 26.06%-16.0pp |
| Employer contribution / active EE | $13,216 | $3,371+292.0% | $4,624+185.8% | $2,596+409.0% |
| Participant deferral / active EE | $7,504 | $6,525+15.0% | $8,004-6.2% | $4,274+75.6% |
| Admin fee / account holder | $13,989 | $8,287+68.8% | $14,398-2.8% | $7,775+79.9% |