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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $513,702 | $93,617+448.7% | $135,982+277.8% | $75,177+583.3% |
| Participation rate | 89.7% | 75.2%+14.5pp | 81.9%+7.7pp | 67.2%+22.5pp |
| Annual return | 11.78% | 30.89%-19.1pp | 68.32%-56.5pp | 160.75%-149.0pp |
| Employer contribution / active EE | $13,811 | $3,538+290.3% | $4,859+184.2% | $2,671+417.0% |
| Participant deferral / active EE | $8,775 | $6,406+37.0% | $7,760+13.1% | $4,126+112.6% |
| Admin fee / account holder | $15,437 | $6,980+121.2% | $10,767+43.4% | $5,651+173.2% |