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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $512,185 | $98,776+418.5% | $149,745+242.0% | $79,856+541.4% |
| Participation rate | 96.2% | 75.8%+20.4pp | 82.5%+13.7pp | 69.6%+26.5pp |
| Annual return | 13.09% | 27.38%-14.3pp | 276.72%-263.6pp | 31.71%-18.6pp |
| Employer contribution / active EE | $13,426 | $3,217+317.3% | $4,646+189.0% | $2,471+443.3% |
| Participant deferral / active EE | $7,240 | $5,681+27.4% | $6,843+5.8% | $3,741+93.5% |
| Admin fee / account holder | $2,109 | $6,053-65.2% | $9,312-77.4% | $5,306-60.3% |