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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $681,529 | $107,421+534.4% | $182,262+273.9% | $94,015+624.9% |
| Participation rate | 90.3% | 77.8%+12.5pp | 84.2%+6.1pp | 70.8%+19.5pp |
| Annual return | 10.06% | 21.32%-11.3pp | 140.60%-130.5pp | 17.84%-7.8pp |
| Employer contribution / active EE | $13,216 | $3,448+283.3% | $5,046+161.9% | $2,790+373.7% |
| Participant deferral / active EE | $7,504 | $6,558+14.4% | $8,276-9.3% | $4,249+76.6% |
| Admin fee / account holder | $13,989 | $8,692+60.9% | $16,712-16.3% | $8,951+56.3% |