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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $681,529 | $106,749+538.4% | $145,433+368.6% | $82,448+726.6% |
| Participation rate | 90.3% | 75.6%+14.7pp | 82.1%+8.2pp | 68.1%+22.3pp |
| Annual return | 10.06% | 27.59%-17.5pp | 66.58%-56.5pp | 41.64%-31.6pp |
| Employer contribution / active EE | $13,216 | $3,444+283.7% | $4,554+190.2% | $2,551+418.1% |
| Participant deferral / active EE | $7,504 | $6,519+15.1% | $7,897-5.0% | $4,139+81.3% |
| Admin fee / account holder | $13,989 | $8,390+66.7% | $13,129+6.5% | $7,234+93.4% |