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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,040 | $162,136-73.5% | $152,301-71.7% | $154,746-72.2% |
| Participation rate | 72.2% | 84.1%-11.9pp | 82.4%-10.2pp | 80.7%-8.5pp |
| Annual return | 21.04% | 91.02%-70.0pp | 80.50%-59.5pp | 172.34%-151.3pp |
| Employer contribution / active EE | $1,277 | $4,890-73.9% | $4,624-72.4% | $4,379-70.8% |
| Participant deferral / active EE | $3,858 | $8,341-53.7% | $8,004-51.8% | $6,730-42.7% |
| Admin fee / account holder | $1,986 | $15,759-87.4% | $14,398-86.2% | $14,365-86.2% |