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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,040 | $154,228-72.1% | $145,433-70.4% | $137,256-68.6% |
| Participation rate | 72.2% | 83.8%-11.6pp | 82.1%-9.9pp | 80.0%-7.7pp |
| Annual return | 21.04% | 74.59%-53.5pp | 66.58%-45.5pp | 220.34%-199.3pp |
| Employer contribution / active EE | $1,277 | $4,804-73.4% | $4,554-72.0% | $4,156-69.3% |
| Participant deferral / active EE | $3,858 | $8,216-53.0% | $7,897-51.1% | $6,407-39.8% |
| Admin fee / account holder | $1,986 | $14,344-86.2% | $13,129-84.9% | $12,270-83.8% |